Stated Rates Start at 6.5%
No Tax Returns Required!

ACF Commercial Plus Commercial Stated Mortgage Loan Program

ACF Commercial New Commercial Plus Mortgage Program is a non-traditional, non-bank program designed to keep the commercial mortgage… Read more

ACF Commercial Private Money Program

  • Property Types: Multi-family, office, industrial, retail, condos, land
  • LTV: 50-65%
  • Land LTV: 20-30%
  • Term: 6 to 36 months
  • Read More

    ACF Commercial Bank Commercial Loan Program

    The Bank Commercial Loan program is a traditional commercial real estate loan program providing financing for both owner-occupied and investor properties… Read More

    About ACF Commercial – Loans

    ACF Commercial is a comprehensive full service commercial brokerage where we will take the time to evaluate your financial situation and objectives to develop a financing plan that will exceed your expectations. We have been closing commercial loans since 2004 and have over 25 years’ experience in the financial and commercial real estate markets. ACF Commercial has been helping individuals and companies purchase and refinance commercial real estate to expand their business or real estate portfolios. We do this with honesty and integrity. Everything we do is laid out above the table. There are no surprises. We are especially effective in transactions that will not be funded by your traditional funding sources. We are in association with a large number of funding sources including but not limited to: regional banks, hedge funds, specialty lenders, stated income sources and private money funding sources.

    ACF Commercial Plus Commercial Stated Mortgage Loan Program

    ACF Commercial New Commercial Plus Mortgage Program is a non-traditional, non-bank program designed to keep the commercial mortgage Process quick and simple. A great program for both owner occupied borrower and commercial real estate Investors seeking a flexible , competitive and hassle-free commercial loan or apartment loan.

    • Simplified financing solution for commercial mortgages to $3 million
    • Commercial financing up to 75% of property value (80% CLTV)
    • Up to 30 year terms and fixed rate periods to 7 years – no balloons
    • Low cost with no upfront fees ( excerpt for 3rd party reports)
    • Streamlined underwriting with reduced document options (Stated and No Doc income)

    Commercial loans and apartments loans availability under the AFC Commercial Plus program may vary depending on property type, state, population, economic conditions, and other variables that may negatively influence risk.

    To determine if your property Is eligible & for financing under the Commercial Plus Program complete the loan summary with a fully completed 1003 and credit and one of our commercial mortgage specialists will prequalify the loan request.

    Commercial Plus Mortgage Program Guidelines

    Program Benefits

    • Commercial financing up to 80% CL’TV Loan terms up to 30 years
    • No balloon
    • Unlimited cash out refinancing
    • No tax returns needed for underwriting purposes ( only verification)
    • Seller seconds on a deal by deal basis
    • 600 minimum credit score
    • Investor programs available for multiple properties on one loan

    Save Time and Money

    • Streamlined loan process
    • No tax returns
    • Written preliminary LOI in 48 hours
    • Closings within 30-45 days of application
    • No lengthy loan committees
    • No lengthy loan committees

    Eligible Property Types

    • Office Building
    • Multifamily 5 Plus Units
    • Mobile Home Park
    • Retail – Shopping – Out Parcel
    • Office Condominiums
    • Sales Distribution
    • Medical/Dental Office
    • Auto Repair
    • Health Care
    • Warehouse – Distribution
    • Self Storage
    • Automotive
    • Mixed-Use Commercial/Residential
    • Light Industrial
    • Professional Center
    • Convenience Store (No Gas)
    • Strip Center